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Re: Unified Pension Scheme by PM Narendra Modi - Features & Benefits

Posted: Sun Aug 25, 2024 3:52 am
by arjun
  • The Unified Pension Scheme (UPS) guarantees family security.
  • In the event of the employee’s demise, 60% of their pension is assured to their dependents.


Re: Unified Pension Scheme by PM Narendra Modi - Features & Benefits

Posted: Sun Aug 25, 2024 3:53 am
by arjun
  • The Unified Pension Scheme (UPS) guarantees a minimum pension of ₹10,000 per month for employees with at least 10 years of service.
  • This guarantee acts as a crucial safety net, protecting retirees from inflation and financial uncertainties.
  • It ensures a stable and secure post-retirement life.


Re: Unified Pension Scheme by PM Narendra Modi - Features & Benefits

Posted: Sun Aug 25, 2024 3:55 am
by arjun
  • The Unified Pension Scheme (UPS) for government employees includes an inflation protection feature.
  • It provides Dearness Relief based on the All India Consumer Price Index for Industrial Workers (AICPI-IW).
  • This inflation indexation applies to:
    • Assured pension
    • Assured family pension
    • Assured minimum pension


Re: Unified Pension Scheme by PM Narendra Modi - Features & Benefits

Posted: Sun Aug 25, 2024 3:56 am
by arjun
  • In addition to gratuity, retirees receive a lump sum payment.
  • The lump sum is calculated at 1/10th of monthly emoluments for every completed six months of service.
  • This benefit is provided in addition to the assured pension and does not reduce it.